Frequently Asked Questions - Personal Accident

What is covered by the Personal Accident Policy?

Personal accident insurance provides cover for permanent disability such as loss of life, loss of limb, sight or hearing, loss of income and non Medicare medical expenses sustained as a result of an accident.

The standard limits under this insurance are:

Capital Benefits - Up to $100,000
Loss of Income - Up to $500 per week
Medical Expenses - Up to $1,000*

* Medical Expenses relates to non Medicare items only. The Insurer is not entitled to pay any portion of any medical expense that has a Medicare component.

Please note that the first seven days of incapacity for Loss of Income is not covered and that all Medical Expenses claims are subject to a $50 excess.

Who is covered under the Personal Accident policy?

When Clubs purchase this insurance for all of its members:

  1. any affiliated player of the Insured golf club;
  2. any Employee, volunteer or official of Sportscover Golf Ltd or affiliated association or club whilst participating in a Golfing Event;
  3. any participant whilst trialling at a Golfing Event;
  4. any person attending a promotional, social or fundraising activity or sponsored event operated by and/or sanctioned by Sportscover Golf Ltd or affiliated association or club.

* Golfing Event means whilst playing or practising golf or attending a golfing activity as a spectator or guest.

Who is the insurer?

The insurance is arranged through Sportscover Golf's insurance partner Sportscover and is underwritten by the Sportscover Syndicate 3334 at Lloyd's. Each policy issued is backed by the full strength and A rated security of Lloyd's of London. For further details log on to the Lloyd's web-site www.lloyds.com

Can I get copies of the policies?

Yes, these are available on this website or by e-mailing moc.revocstrops@tsuaflog or telephoning 1300 39 79 39.

Contact Sportscover for a quote.