Frequently Asked Questions - Personal Accident
- What is covered by the Personal Accident Policy?
-
Personal accident insurance provides cover for permanent disability such as loss of
life, loss of limb, sight or hearing, loss of income and non Medicare medical
expenses sustained as a result of an accident.
The standard limits under this insurance are:
Capital Benefits - Up to $100,000
Loss of Income - Up to $500 per week
Medical Expenses - Up to $1,000*
* Medical Expenses relates to non Medicare items only. The Insurer
is not entitled to pay any portion of any medical expense that has a Medicare component.
Please note that the first seven days of incapacity for Loss of Income is not
covered and that all Medical Expenses claims are subject to a $50 excess.
- Who is covered under the Personal Accident policy?
-
When Clubs purchase this insurance for all of its members:
- any affiliated player of the Insured golf club;
- any Employee, volunteer or official of Sportscover Golf Ltd or affiliated
association or club whilst participating in a Golfing Event;
- any participant whilst trialling at a Golfing Event;
- any person attending a promotional, social or fundraising activity or
sponsored event operated by and/or sanctioned by Sportscover Golf Ltd or
affiliated association or club.
* Golfing Event means whilst playing or practising golf or
attending a golfing activity as a spectator or guest.
- Who is the insurer?
-
The insurance is arranged through Sportscover Golf's insurance partner Sportscover
and is underwritten by the Sportscover Syndicate 3334 at Lloyd's. Each
policy issued is backed by the full strength and A rated security of Lloyd's of
London. For further details log on to the Lloyd's web-site
www.lloyds.com
- Can I get copies of the policies?
-
Yes, these are available on this website or by e-mailing
moc.revocstrops@tsuaflog
or telephoning 1300 39 79 39.
Contact Sportscover for a quote.