Player's Insurance - Frequently Asked Questions
- What insurance cover is being included with the club's Sportscover Golf Affiliation fees?
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From 1 July 2009, Player's personal liability insurance with a limit of $20 million is
included within the Sportscover Golf affiliation fees paid by the club.
Amateur coaches that are qualified under Sportscover Golf's recognised coaching programs,
are also covered for personal liability up to $20 million and professional indemnity up
to $5 million.
- What is Player's personal liability cover?
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Personal liability insurance covers the legal liability of a player to pay
compensation for personal injury or property damage which occurs whilst playing
or practising golf or attending a golf event or venue as a player, guest or
spectator.
Personal liability arising from the use of a motorised or non motorised golf buggy
whilst playing or practising golf or attending a golf event or venue as a player,
guest or spectator is included.
- Who is covered by this?
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The affiliated players, officials, volunteers and trialling participants in recognised
development programs of Sportscover Golf affiliated clubs.
Amateur coaches that are qualified under Sportscover Golf's recognised coaching
programs and who are members of a golf club.
- Are Visitor's Covered?
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Green fee players are only covered under this insurance if the club takes out the Sportscover Golf Service
fee that includes player liability and other services such as benchmarking, game development and promotion.
The fee for this is $1 per round, of which the club retains 50c to go to its own promotion or game development
activity - a great revenue raiser for clubs. Click here to find out
how you can register for this..
- Why is Sportscover Golf including this cover?
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Sportscover Golf was concerned at the lack of consistency of personal liability cover
previously provided to individual golfers. The situation was not ideal for the
development of golf in Australia where potentially 80% of players were not
covered. Sportscover Golf's aim is to promote and assist the development of the
game. Ensuring that each player has suitable personal liability cover is, we believe,
one way of achieving this.
- Who is the insurer?
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The insurance is arranged through Sportscover Golf's insurance partner Sportscover
and is underwritten by the Sportscover Syndicate 3334 at Lloyd's. Each
policy issued is backed by the full strength and A rated security of Lloyd's of
London. For further details log on to the Lloyd's web-site
www.lloyds.com
- Are other insurances available through this scheme?
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Yes. Sportscover can provide quotations for player's personal accident insurance
and golf equipment cover. Complete an Application form and indicate whether you
wish for these sections to be quoted.
- Can I get copies of the policies?
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Yes, these are available on this website or by e-mailing
moc.revocstrops@tsuaflog
or telephoning 1300 39 79 39.
Please Note:
If your club is not affiliated with Sportscover Golf
please contact Sportscover Golf for more information
on club affiliation and membership.